Is this a scam? I need advise

MackenziesMommy522 · 03-06-2009, 03:05 PM

Okay..so I get a letter today from a company called "Military Assistance Company" or MAC. It says that we had allotments coming out for bills which we used to...but they are saying that they took out too much and they OWE US money. It says we have 400 dollars we need to claim. Okay...sounds great...so I call them...I already feel like a dummy because she is like to access your account I need your husbands SS number...so like an idiot I gave it to her

...she then says...okay yes...he had an old allotments that was payed off and we took too much out so we owe you 422 dollars

. In order to get the money into our account I have to fill out this form they sent me which includes giving them my Bank Account Number and Routing Number. Umm Shouldnt they have that in file if they are taking allotments out? Im so confused. Is this a scam?

Or is this our money? He is deployed sooo I am not sure what to do. Thank you for any help

Mrs Huffy · 03-06-2009, 03:10 PM

If they were taking it as an allotment, then they would not have your banking information, that would have been done through mypay...

I do not know though other than that.

**Rockin_Jen** · 03-06-2009, 03:32 PM

I have to confess, it does sound a bit sketchy.

I would ask them to send YOU a check. There's NO way that I would trust anyone enough to give them my account and routing numbers.

I don't even give that to the CPA who does our taxes--I just fill it in before we sign and mail them myself.

MackenziesMommy522 · 03-06-2009, 03:35 PM

I feel sick that I gave her his social and name

... I dont know what to do..how ti find out if they are real. Maybe Military One Source or take the letter to my bank

SGTShepsWife · 03-06-2009, 03:48 PM

I would take the letter to JAG or finance to see if they can tell you if its legit or not. Dont forget your POA.

girlvet · 03-06-2009, 04:15 PM

Sounds like a scam to me....

You could try googling them and seeing what comes up.

SwashKnickers · 03-06-2009, 04:28 PM

Their website https://www.allotment.net/AboutMAC.aspx claims that they are a liason between Defense Finance and Accounting Services (DFAS), Military Members, Military Housing Offices and Private companies nationwide by providing custom electronic interfaces and funds movement services.

By googling Military Assistance Company it did bring up quite a few .mil websites with the company in.

I would probably call finance and see if they have any info about the company, if they do work with dfas finance would know. If not then I would call one of the credit companies and tell them that you unknowingly you gave out info that cause potential credit theft.

girlvet · 03-06-2009, 05:15 PM

While you are working it out, you can call the three major credit monitor companies and put extra protections on your credit. Hope you get it sorted out quickly.

MackenziesMommy522 · 03-06-2009, 06:06 PM

Quote:

Originally Posted by girlvet

While you are working it out, you can call the three major credit monitor companies and put extra protections on your credit. Hope you get it sorted out quickly.

Will the credit agencies let me do it since its his social or would my husband have to? I guess I will call them anyways...Thank you so much Swash for you extra help. It is tricky cause their website seems legit.

You guys are the best

LadyWicky · 03-06-2009, 06:50 PM

If it is legit, they shouldn't have a problem writing you a check. I would go to legal and ask them though. Did you really have an allotment going to them? If so, can you add up how much they got over time and see if it is 422 over what you owed them?

MackenziesMommy522 · 03-06-2009, 08:48 PM

Quote:

Originally Posted by LadyWicky

If it is legit, they shouldn't have a problem writing you a check. I would go to legal and ask them though. Did you really have an allotment going to them? If so, can you add up how much they got over time and see if it is 422 over what you owed them?

The only allotments we ever had was for my wedding ring and furniture and both have been payed off for a long time. Everything went through Mypay...I have never heard of MAC and my husband says he doesnt know (he doesnt really pay attention though). Frustrating cause he is like just mail it to me and I will take care of it. He is in Iraq lol...you know how the mail is...I am just the kind of person that like to get it taken care of now. I worry about our credit and he is more layed back.

I get this figured out. I will let you all know.....If it is a scam I cant believe people would pray on military families. Sad.

Mrs Huffy · 03-06-2009, 08:56 PM

We DID have a furniture payment that went through MAC...

Which was Military Acceptance Corporation...

MackenziesMommy522 · 03-06-2009, 08:58 PM

Quote:

Originally Posted by Mrs Huffy

We DID have a furniture payment that went through MAC...

Which was Military Acceptance Corporation...

OHH really??? Is that the same as Military Assistance Company?? Hmmmmm maybe its not a scam

Mrs Huffy · 03-06-2009, 09:02 PM

Quote:

Originally Posted by LoveMyGunny24

OHH really??? Is that the same as Military Assistance Company?? Hmmmmm maybe its not a scam

Do not know... :?

*Danielle* · 03-06-2009, 11:55 PM

Quote:

Originally Posted by LoveMyGunny24

OHH really??? Is that the same as Military Assistance Company?? Hmmmmm maybe its not a scam

They sound like two different companies with the same initials.

I would be very wary. But checking with finance should give you a definite answer.

But from what it seems they are telling you, they aren't a company you paid, but a "liason" between DFAS and you, trying to get your overpayment back. To me, it seems like a scam.

But like everyone has said, if you go to finance or legal, they will surely know if this company is legit.

MackenziesMommy522 · 03-07-2009, 09:54 AM

Quote:

Originally Posted by *Danielle*

They sound like two different companies with the same initials.

I would be very wary. But checking with finance should give you a definite answer.

But from what it seems they are telling you, they aren't a company you paid, but a "liason" between DFAS and you, trying to get your overpayment back. To me, it seems like a scam.

But like everyone has said, if you go to finance or legal, they will surely know if this company is legit.

MrsFlyboy · 03-07-2009, 10:52 AM

I don't know but it sounds like a scam to me. You can put a Security Freeze on your credit report through all 3 credit reporting agencies. I didn't go that far when I lost my wallet last year though. I just put a "active duty alert" on both of our credit reports. It's free and if anyone tries to open credit in our name, we'll get a phone call.

The Security Freeze is a great option though. It costs about $10-20, I think and if you want to lift it to open credit, you can but that costs a little bit too (not much). But it's protective.

**Judith** · 03-07-2009, 11:02 AM

I would proceed.. You already gave them the most important information. But, I would proceed with caution. Like the ladies suggested contact Finance and or your bank.

Keep us posted

dj'swifey · 03-08-2009, 10:27 PM

Quote:

Originally Posted by LoveMyGunny24

The only allotments we ever had was for my wedding ring and furniture and both have been payed off for a long time. Everything went through Mypay...I have never heard of MAC and my husband says he doesnt know (he doesnt really pay attention though). Frustrating cause he is like just mail it to me and I will take care of it. He is in Iraq lol...you know how the mail is...I am just the kind of person that like to get it taken care of now. I worry about our credit and he is more layed back.

I get this figured out. I will let you all know.....If it is a scam I cant believe people would pray on military families. Sad.

WE were at the mall in san diego yesterday and I can't rember what jewerly store it was but they had a big sign saying MAC we finace the military it is probally from your ring.

MackenziesMommy522 · 03-08-2009, 10:43 PM

Quote:

Originally Posted by dj'swifey

WE were at the mall in san diego yesterday and I can't rember what jewerly store it was but they had a big sign saying MAC we finace the military it is probally from your ring.

I will totally look into that!! Thank you!! I will call the jewler tomorrow and see...thank you sooooooooooooooooooooo much

03-06-2009, 03:05 PM	#1
MackenziesMommy522 Mackenzie <3 You can't touch this! Join Date: Jan 2007 Location: Fredericksburg, VA Posts: 6,995 My Mood:	Is this a scam? I need advise Okay..so I get a letter today from a company called "Military Assistance Company" or MAC. It says that we had allotments coming out for bills which we used to...but they are saying that they took out too much and they OWE US money. It says we have 400 dollars we need to claim. Okay...sounds great...so I call them...I already feel like a dummy because she is like to access your account I need your husbands SS number...so like an idiot I gave it to her...she then says...okay yes...he had an old allotments that was payed off and we took too much out so we owe you 422 dollars. In order to get the money into our account I have to fill out this form they sent me which includes giving them my Bank Account Number and Routing Number. Umm Shouldnt they have that in file if they are taking allotments out? Im so confused. Is this a scam? Or is this our money? He is deployed sooo I am not sure what to do. Thank you for any help Last edited by MackenziesMommy522; 03-06-2009 at 03:07 PM.

03-06-2009, 03:10 PM	#2
Mrs Huffy Senior Member You can't touch this! Join Date: Apr 2007 Location: Colorado SPrings! Posts: 15,888 My Mood:	Re: Is this a scam? I need advise If they were taking it as an allotment, then they would not have your banking information, that would have been done through mypay... I do not know though other than that. __________________ Created by MyFitnessPal.com - Nutrition Facts For Foods Just Tamara...

03-06-2009, 03:32 PM	#3
Rockin_Jen Displaced KY girl! Moderator Join Date: Jun 2006 Location: Fort Bragg/Fayetteville, NC Posts: 15,609 My Mood:	Re: Is this a scam? I need advise I have to confess, it does sound a bit sketchy. I would ask them to send YOU a check. There's NO way that I would trust anyone enough to give them my account and routing numbers. I don't even give that to the CPA who does our taxes--I just fill it in before we sign and mail them myself. __________________

03-06-2009, 03:35 PM	#4
MackenziesMommy522 Mackenzie <3 You can't touch this! Join Date: Jan 2007 Location: Fredericksburg, VA Posts: 6,995 My Mood:	Re: Is this a scam? I need advise I feel sick that I gave her his social and name ... I dont know what to do..how ti find out if they are real. Maybe Military One Source or take the letter to my bank

03-06-2009, 03:48 PM	#5
SGTShepsWife Eye Care Extraordinare!!! You can't touch this! Join Date: Feb 2007 Location: Ft Knox, KY Posts: 6,585 My Mood:	Re: Is this a scam? I need advise I would take the letter to JAG or finance to see if they can tell you if its legit or not. Dont forget your POA.

03-06-2009, 04:15 PM	#6
girlvet something green You can't touch this! Join Date: Jun 2007 Location: Madison, VA Posts: 20,266 My Mood:	Re: Is this a scam? I need advise Sounds like a scam to me.... You could try googling them and seeing what comes up. __________________ Jennifer

03-06-2009, 04:28 PM	#7
SwashKnickers ♥ Mahal Kita Lee ♥ You can't touch this! Join Date: May 2006 Location: Middle of no where, England Posts: 19,237 My Mood:	Re: Is this a scam? I need advise Their website https://www.allotment.net/AboutMAC.aspx claims that they are a liason between Defense Finance and Accounting Services (DFAS), Military Members, Military Housing Offices and Private companies nationwide by providing custom electronic interfaces and funds movement services. By googling Military Assistance Company it did bring up quite a few .mil websites with the company in. I would probably call finance and see if they have any info about the company, if they do work with dfas finance would know. If not then I would call one of the credit companies and tell them that you unknowingly you gave out info that cause potential credit theft. __________________ Check out my Scentsy website! Head over to Jellie Tots Shoppe for boutique bows, bow holders and other cute things for your Princess! The story about my Godson, Little Miracle Baby: The Perfect Life of Kennedy Jack. Check it out!

03-06-2009, 05:15 PM	#8
girlvet something green You can't touch this! Join Date: Jun 2007 Location: Madison, VA Posts: 20,266 My Mood:	Re: Is this a scam? I need advise While you are working it out, you can call the three major credit monitor companies and put extra protections on your credit. Hope you get it sorted out quickly. __________________ Jennifer

03-06-2009, 06:50 PM	#10
LadyWicky "Batman" of WonderPets You can't touch this! Join Date: Jan 2007 Location: NC Posts: 32,697	Re: Is this a scam? I need advise If it is legit, they shouldn't have a problem writing you a check. I would go to legal and ask them though. Did you really have an allotment going to them? If so, can you add up how much they got over time and see if it is 422 over what you owed them? __________________ "If all else perished, and he remained, I should still continue to be; and if all else remained, and he were annihilated, the universe would turn to a mighty stranger: I should not seem a part of it"

03-06-2009, 08:56 PM	#12
Mrs Huffy Senior Member You can't touch this! Join Date: Apr 2007 Location: Colorado SPrings! Posts: 15,888 My Mood:	Re: Is this a scam? I need advise We DID have a furniture payment that went through MAC... Which was Military Acceptance Corporation... __________________ Created by MyFitnessPal.com - Nutrition Facts For Foods Just Tamara...

03-07-2009, 10:52 AM	#17
MrsFlyboy Waiting.... You can't touch this! Join Date: Jul 2006 Location: Aviano AB, Italy Posts: 20,645 My Mood:	Re: Is this a scam? I need advise I don't know but it sounds like a scam to me. You can put a Security Freeze on your credit report through all 3 credit reporting agencies. I didn't go that far when I lost my wallet last year though. I just put a "active duty alert" on both of our credit reports. It's free and if anyone tries to open credit in our name, we'll get a phone call. The Security Freeze is a great option though. It costs about $10-20, I think and if you want to lift it to open credit, you can but that costs a little bit too (not much). But it's protective. __________________ *Carol* COME AND GET FIT WITH ME! I am an Independent Team Beachbody Coach because I've personally used and seen great results with Beachbody products. "Judging a person does not define who they are, it defines who you are."~Unknown

03-07-2009, 11:02 AM	#18
Judith Super Moderator Super Mod Join Date: Aug 2005 Posts: 36,681 My Mood:	Re: Is this a scam? I need advise I would proceed.. You already gave them the most important information. But, I would proceed with caution. Like the ladies suggested contact Finance and or your bank. Keep us posted __________________ Created by MyFitnessPal.com - Free Calorie Counter